Homeowners depend on several major equipment systems to keep their home comfortable. The standard policy covers the home and the things you keep in it. However, most policies do not cover a loss sustained by equipment breakdown. Equipment breakdown coverage picks up where standard homeowner policies leave off. The coverage extends your homeowners policy to include losses including:
- Power Surges
- Electrical Arching
- Short Circuits
- Power Interruptions
- Mechanical Breakdown
- Overload
Some examples of equipment that is covered are:
- Air Conditioner Units
- Computers
- Generators
- Hot Water Heaters
- Washer and Dryer
- Dishwasher
- Refrigerator
- Security Systems
- Swimming Pool Equipment
- Home Theatre Systems
As homes today become more equipped with expensive electrical and mechanical systems to make life more enjoyable the homeowner must be aware that these systems are not covered if a power surge of breakdown occurs. To repair or replace such items can be expensive and Equipment Breakdown Coverage is there to extend your policy to include these types of losses. Please give us a call at Varsity Insurance (904) 268-6365 to discuss your policy.
Varsity Insurance Inc
12412 San Jose Blvd Suite 201
Jacksonville, FL 32223
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